Bankrupticies, Pensions, & the Dodo Bird

Tips to consider if offered a lump-sum payment When a company announces bankruptcy, employees usually lose their jobs and benefits. But what happens to former employees who were promised pensions or other benefits? A federal judge ruled March 1 that … Continue reading

What Is Asset Allocation?

Asset allocation. It’s so ingrained in how we manage our clients’ investment portfolios, I talk about it all the time. But what is it? What are assets, and what happens when you allocate them? Asset Allocation: A Classy Subject Big … Continue reading

Six Financial Best Practices for 2019

So, are you ready to get a jump on 2019? Here are six financial best practices for the year ahead. Pick a few of them or take on the entire list. Either way, you’ll be that much further ahead by … Continue reading

Five Financial Adages for Thriving in Volatile Markets

December 3, 2018 Marc Rittersporn/marc@integritt.com  Sometimes the best, most rigorously developed financial advice is so obvious, it’s become cliché. And yet, investors often end up abandoning this same advice when market turbulence is on the rise. Why the disconnect? Let’s … Continue reading

A Retirement Planning Primer

October 15, 2018 Marc Rittersporn/marc@integritt.com Does your retirement seem years and years away? While it may appear this way, you owe it to yourself to look ahead and begin giving thought to a time in your life that may account … Continue reading

It’s The Start of Hurricane Season are You Financially Prepared?

July 3rd, 2018 Marc Rittersporn/marc@integritt.com June 1st ushered in the 2018 Atlantic Hurricane season and the question on everyone’s mind – especially those living along the east coast – is whether this year’s hurricane total will approach last year’s record-setting … Continue reading

A Focus on Fixed Income

May 1st, 2018 Marc Rittersporn/marc@integritt.com It’s been approximately a decade since the Great Recession began. By year-end 2008, the U.S. Federal Reserve (the Fed) had lowered the target federal funds rate to near-zero and embarked on an aggressive quantitative easing … Continue reading

10 Things To Do Right Now While Stock Markets Are (Not Really) Tanking

March 27th, 2018 Marc Rittersporn/marc@integritt.com The truth is, the stock  markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have yet to weather a perfect … Continue reading

You, Your Financial Well-Being and the Federal Reserve

March 20th, 2018 Marc Rittersporn/marc@integritt.com After nearly a decade of leaving the federal funds rate at zero percent, the time finally came on December 16, 2015: The U.S. Federal Reserve (the Fed) raised the federal funds rate by 0.25 percent. … Continue reading

Ten Common Estate Planning Mistakes

March 12th, 2018 Marc Rittersporn/marc@integritt.com Whether your estate plan is simple or complex, many details can get overlooked and may undermine your plan’s effectiveness. The following is a list of the 10 most common estate planning mistakes to avoid:  1) … Continue reading