16 Things You Can Do To Prepare for the Next Recession

October 21, 2019 Marc Rittersporn/marc@integritt.com Why are people more afraid of flying than driving, even though car wrecks are far more frequent? As one academic suggests, “in a car, at least I know when to brake. In a plane, I … Continue reading

What is Monte Carlo Analysis

September 9, 2019   Marc Rittersporn/marc@integritt.com If there’s one question on every investor’s mind, it goes something like this: “How am I doing so far?” This universal query is especially relevant when you’re making plans to retire in style, or pursuing … Continue reading

Protecting What’s Yours (While You’re Alive)

08/6/2019 Protecting What’s Yours (While You’re Alive) Whether due to disability, dementia, or enjoying a vacation, there are many ways you can end up unavailable to make critical financial or health care choices for yourself or your loved ones. If … Continue reading

Tips for Protecting Your Important Documents When Disaster Strikes

July 18, 2019  Marc Rittersporn/marc@integritt.com On July 4th and 5th of 2019, two major earthquakes – in fact the biggest to hit Southern California in decades – reminded us that disasters can strike any time. Thankfully, the quakes hit a … Continue reading

Good Financial Advice

June 4, 2019  Marc Rittersporn/marc@integritt.com In today’s climate of one-page financial plans, bargain-basement fund pricing and automated investment management tools, you may wonder whether you still need a living, breathing financial advisor. You do. But with a twist. Are you … Continue reading

What Is Liquidity?         

May 15, 2019  Marc Rittersporn/marc@integritt.com Are your investments liquid or illiquid? When a holding is liquid, it simply means you can sell it anytime the market in which it trades is open for business, without losing your proverbial shirt in … Continue reading

April is Financial Literacy Month

April 24, 2019 Marc Rittersporn/marc@integritt.com   Too many people just don’t have it, but I can help. April is National Financial Literacy Month – an entire month dedicated to underscoring the importance of learning, establishing and maintaining healthy financial habits. Do … Continue reading

Money Management Lingo

March 28, 2019 Marc Rittersporn/marc@integritt.com  Doctors write prescriptions. Auto mechanics perform tune-ups. Lawyers prepare briefs. Financial advisors help you manage your money. Ultimately, it’s that simple. But like any other profession, I sometimes have a funny way of saying it. … Continue reading

Bankrupticies, Pensions, & the Dodo Bird

Marc 18, 2019 Marc Rittersporn/marc@integritt.com  Tips to consider if offered a lump-sum payment When a company announces bankruptcy, employees usually lose their jobs and benefits. But what happens to former employees who were promised pensions or other benefits? A federal … Continue reading

What Is Asset Allocation?

February 28, 2019 Marc Rittersporn/marc@integritt.com  Asset allocation. It’s so ingrained in how we manage our clients’ investment portfolios, I talk about it all the time. But what is it? What are assets, and what happens when you allocate them? Asset … Continue reading