Author Archives: Marc Rittersporn

Considerations for Charitable Giving

Posted September 9/19/2017 Marc Rittersporn/marc@integritt.com In light of Hurricane Harvey and Hurricane Irma, I thought the following would aid my friends and neighbors here in Martin County, Florida, and beyond in creating a simple plan to put your desire to … Continue reading

10 Tips for Your $ Future

Posted August 8/29/2017 Marc Rittersporn/marc@integritt.com However much you make or save now doesn’t promise you a bright financial future. Life is unpredictable. Follow these 10 tips to prevent you and your family from money troubles. Follow these 10 tips to … Continue reading

25 Financial Tidbits

Posted August 17th, 2017 Marc Rittersporn/ marc@integritt.com 1. People often have twice the credit they actually need. Avoid temptation by never charging more than 50% of your total credit limit. 2. Join your company’s retirement plan and try to contribute … Continue reading

Half of a Whole: When You Lose a Spouse

Posted July 25th, 2017 Marc Rittersporn/ marc@integritt.com Whether it’s sudden and unexpected or after an already lengthy ordeal, there’s nothing that can prepare you for losing your spouse. Grief and mourning affect each of us uniquely, but all widows and … Continue reading

Recent Fed Rate Hikes in Question

Posted July 13th, 2017 Marc Rittersporn/marc@integritt.com Over the past 27 years, the Federal Reserve has raised it key rate, the Federal Funds Rate, 35 times, each to slow down inflationary pressures and to curtail elevating price levels. The Fed increased … Continue reading

The Tax Benefits Of Homeownership May Change – Tax Planning

Posted on June 22nd, 2017 Marc Rittersporn/marc@integritt.com As President Trump’s tax proposals are being unveiled, homeowners are carefully following the possible effects on home ownership. The current tax code provides a number of benefits for taxpayers that own their homes … Continue reading

The Evolution of Bitcoin

Posted On June 13th, 2017 Marc Rittersporn/marc@integritt.com An emerging form of digital currency has received tremendous media coverage this past month, Bitcoin, which is essentially virtual money that is traded digitally by exchanges. Bitcoins can only be purchased and sold … Continue reading

Avoiding Financial Scams and Identity Theft Scams

Posted on May 15th, 2017 Marc Rittersporn/marc@integritt.com WHO ARE THEY? • Financial fraudsters are after your assets. • Identity thieves steal your personal information (often to then commit financial fraud). WHAT DO THEY WANT? YOUR MONEY AND YOUR LIFE • … Continue reading

Passing on Wealth to Children

Posted on February 21st, 2017 Marc Rittersporn/marc@integritt.com Accumulating wealth can take a lifetime, and it can be worrisome passing it on. There are values and lessons that were learned on the way, and they are valuable lessons for your children … Continue reading

Parents Taking Care of Healthy Adult Kids

Posted on February 13th, 2017 Marc Rittersporn/marc@integritt.com The past few decades, we have more people than ever before going to college. We also have more student loan debt and fewer jobs at lower pay for college graduates. This has transcended … Continue reading