Author Archives: Marc Rittersporn
Year-End Reflections on the New Tax Law
December 26th, 2017 Marc Rittersporn/marc@integritt.com We interrupt your busy holiday season with a reach-out on this week’s new Tax Law code overhaul. While the ink still dries on this sweeping new legislation, you may be wondering whether there are ways you can … Continue reading
How to Handle a Retirement Shortfall
December 19th, 2017 Marc Rittersporn/marc@integritt.com Saving for retirement in today’s economy can be a monumental challenge. This is especially true if you’ve just finished paying for your children’s college education. But, you can control your financial future by identifying your … Continue reading
Gender Differences in Retirement Planning
December 7th, 2017 Marc Rittersporn/marc@integritt.com Women often face more financial challenges than men as a result of lower salaries, prolonged career breaks, and relative longevity, according to a study recently published by the BMO Retirement Institute. There are gender differences … Continue reading
Early Retirement: Is It Still Viable
November 30th, 2017 Marc Rittersporn/marc@integritt.com Many people may plan to take an early retirement or circumstances out of their control may force them to make that decision. Either way, with life expectancies, steadily increasing for Americans, it’s possible that an … Continue reading
3 Financial Planning Steps
November 8th, 2017 Marc Rittersporn/marc@integritt.com Organization, efficiency and discipline are the three primary steps of financial planning. Organization is knowing where your money comes and goes. An efficient portfolio means a better chance of profits, and discipline keeps you on … Continue reading
Identity Theft: Be Prepared! Be Proactive!
November 2nd, 2017 Marc Rittersporn/marc@integritt.com The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016. In the past six years, identity thieves have stolen over $107 … Continue reading
Acquaint Your Grown Children with Financial Affairs
October 25th, 2017 Marc Rittersporn/marc@integritt.com Many parents may feel it is unnecessary to inform their adult children about their personal, financial affairs. However, as your children grow older, it can work to your advantage. —and that of your entire family— … Continue reading
Inflation, Your Retirement & Purchasing Power
October 10/17/2017 Marc Rittersporn/marc@integritt.com You hear it all the time: you should make sure your retirement savings at least keep pace with inflation. But what is inflation and how does it really affect your retirement savings? Let’s explore. In simple … Continue reading
Boomers Going Out With a Bang
October 10/05/2017 Marc Rittersporn/marc@integritt.com Maybe we should call them “Generation Generous.” Over the next few decades, Baby Boomers will pass down an estimated $30 trillion in assets to their children and grandchildren. It’s money they’ve worked hard to save and … Continue reading
Build your Financial Foundation with Regular Reviews
September 9/26/2017 Marc Rittersporn/marc@integritt.com Successful money management requires ongoing discipline. Each year, you should pull all your records together and take a close look at your entire financial picture. Here are six steps that can help you put your financial … Continue reading