Author Archives: Marc Rittersporn

Introduction to Tax Strategy

January 16th, 2018 Marc Rittersporn/marc@integritt.com As you know, tax laws change often. Therefore, lowering your tax bill involves careful planning and Tax Strategy.  In fact, there’s hardly an aspect of your financial situation—savings, education, real estate, investments, retirement funding, and … Continue reading

Building a Strong Financial Foundation

January 9th, 2018 Marc Rittersporn/marc@integritt.com Today, many people are concerned about saving for retirement or paying for a large ticket item, such as a child’s college education. If you belong to this group, now may be the time to organize … Continue reading

Turning 50 is a great time for Retirement Planning

January 4th, 2018 Marc Rittersporn/marc@integritt.com Ah, 50! After the birthday candles have been blown out, and you have graciously accepted the “cute” presents from your friends and family (mugs and sweatshirts with silly slogans), you may find yourself wondering, “What … Continue reading

Year-End Reflections on the New Tax Law

December 26th, 2017 Marc Rittersporn/marc@integritt.com We interrupt your busy holiday season with a reach-out on this week’s new Tax Law code overhaul. While the ink still dries on this sweeping new legislation, you may be wondering whether there are ways you can … Continue reading

How to Handle a Retirement Shortfall

December 19th, 2017 Marc Rittersporn/marc@integritt.com Saving for retirement in today’s economy can be a monumental challenge. This is especially true if you’ve just finished paying for your children’s college education. But, you can control your financial future by identifying your … Continue reading

Gender Differences in Retirement Planning

December 7th, 2017 Marc Rittersporn/marc@integritt.com Women often face more financial challenges than men as a result of lower salaries, prolonged career breaks, and relative longevity, according to a study recently published by the BMO Retirement Institute.  There are gender differences … Continue reading

Early Retirement: Is It Still Viable

November 30th, 2017 Marc Rittersporn/marc@integritt.com Many people may plan to take an early retirement or circumstances out of their control may force them to make that decision. Either way, with life expectancies, steadily increasing for Americans, it’s possible that an … Continue reading

3 Financial Planning Steps

November 8th, 2017 Marc Rittersporn/marc@integritt.com Organization, efficiency and discipline are the three primary steps of financial planning. Organization is knowing where your money comes and goes. An efficient portfolio means a better chance of profits, and discipline keeps you on … Continue reading

Identity Theft: Be Prepared! Be Proactive!

November 2nd, 2017 Marc Rittersporn/marc@integritt.com The 2017 Identity Fraud Study, released by Javelin Strategy & Research, found that $16 billion was stolen from 15.4 million U.S. consumers in 2016. In the past six years, identity thieves have stolen over $107 … Continue reading

Acquaint Your Grown Children with Financial Affairs

October 25th, 2017 Marc Rittersporn/marc@integritt.com Many parents may feel it is unnecessary to inform their adult children about their personal, financial affairs. However, as your children grow older, it can work to your advantage. —and that of your entire family— … Continue reading