Author Archives: Marc Rittersporn
The Coronavirus Bear and Its Place in History
Marc Rittersporn/marc@integritt.com Helping Investors Better Understand Bear Markets, Corrections and Crashes The pace with which the Coronavirus bear toppled the longest-running bull market in history was startling. The Dow Jones Industrial Average officially entered the “Coronavirus bear market” in just … Continue reading
10 Things To Do Right Now While Markets Are Highly Volatile
1. Don’t panic (or pretend not to). It’s easy to believe you’re immune from panic when the financial sun is shining, but it’s hard to avoid indulging in it during a crisis. If you’re entertaining seemingly logical excuses to bail … Continue reading
Three Upside-Down Investment Insights
Often, all you need to be an excellent investor is a healthy dose of common sense: A penny saved is a penny earned. Buy low, sell high. Don’t put all your eggs in one basket. That said, the best way … Continue reading
You, Your Retirement, and the SECURE Act
January 1, 2020 Marc Rittersporn/marc@integritt.com You may have missed the news – buried in a much bigger spending bill, and passed in the thick of the holiday season. But after months of nearly bringing it to the finish line, it’s … Continue reading
Six Financial Best Practices for 2020
December 11, 2019 Marc Rittersporn/marc@integritt.com What a year it’s been. Remember December 2018? As The New York Times reported at the time, “Stocks plunged in December [2018], posting their worst monthly loss since the financial crisis and the worst December … Continue reading
Why “Safe Harbors” Can Be Risky Business
November 25, 2019 Marc Rittersporn/marc@integritt.com We see it often: Whenever investors are spooked by turbulent times, dollars tend to flow out of the stock market, and into “safe harbor” investments such as bonds, bond funds, CDs, money markets, or even … Continue reading
16 Things You Can Do To Prepare for the Next Recession
October 21, 2019 Marc Rittersporn/marc@integritt.com Why are people more afraid of flying than driving, even though car wrecks are far more frequent? As one academic suggests, “in a car, at least I know when to brake. In a plane, I … Continue reading
What is Monte Carlo Analysis
September 9, 2019 Marc Rittersporn/marc@integritt.com If there’s one question on every investor’s mind, it goes something like this: “How am I doing so far?” This universal query is especially relevant when you’re making plans to retire in style, or pursuing … Continue reading
Protecting What’s Yours (While You’re Alive)
08/6/2019 Protecting What’s Yours (While You’re Alive) Whether due to disability, dementia, or enjoying a vacation, there are many ways you can end up unavailable to make critical financial or health care choices for yourself or your loved ones. If … Continue reading
Tips for Protecting Your Important Documents When Disaster Strikes
July 18, 2019 Marc Rittersporn/marc@integritt.com On July 4th and 5th of 2019, two major earthquakes – in fact the biggest to hit Southern California in decades – reminded us that disasters can strike any time. Thankfully, the quakes hit a … Continue reading