Author Archives: Marc Rittersporn

Money Management Lingo

March 28, 2019 Marc Rittersporn/  Doctors write prescriptions. Auto mechanics perform tune-ups. Lawyers prepare briefs. Financial advisors help you manage your money. Ultimately, it’s that simple. But like any other profession, I sometimes have a funny way of saying it. … Continue reading

Bankrupticies, Pensions, & the Dodo Bird

Marc 18, 2019 Marc Rittersporn/  Tips to consider if offered a lump-sum payment When a company announces bankruptcy, employees usually lose their jobs and benefits. But what happens to former employees who were promised pensions or other benefits? A federal … Continue reading

What Is Asset Allocation?

February 28, 2019 Marc Rittersporn/  Asset allocation. It’s so ingrained in how we manage our clients’ investment portfolios, I talk about it all the time. But what is it? What are assets, and what happens when you allocate them? Asset … Continue reading

Six Financial Best Practices for 2019

December 20, 2018  Marc Rittersporn/  So, are you ready to get a jump on 2019? Here are six financial best practices for the year ahead. Pick a few of them or take on the entire list. Either way, you’ll be … Continue reading

Five Financial Adages for Thriving in Volatile Markets

December 3, 2018 Marc Rittersporn/  Sometimes the best, most rigorously developed financial advice is so obvious, it’s become cliché. And yet, investors often end up abandoning this same advice when market turbulence is on the rise. Why the disconnect? Let’s … Continue reading

A Retirement Planning Primer

October 15, 2018 Marc Rittersporn/ Does your retirement seem years and years away? While it may appear this way, you owe it to yourself to look ahead and begin giving thought to a time in your life that may account … Continue reading

It’s The Start of Hurricane Season are You Financially Prepared?

July 3rd, 2018 Marc Rittersporn/ June 1st ushered in the 2018 Atlantic Hurricane season and the question on everyone’s mind – especially those living along the east coast – is whether this year’s hurricane total will approach last year’s record-setting … Continue reading

A Focus on Fixed Income

May 1st, 2018 Marc Rittersporn/ It’s been approximately a decade since the Great Recession began. By year-end 2008, the U.S. Federal Reserve (the Fed) had lowered the target federal funds rate to near-zero and embarked on an aggressive quantitative easing … Continue reading

10 Things To Do Right Now While Stock Markets Are (Not Really) Tanking

March 27th, 2018 Marc Rittersporn/ The truth is, the stock  markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have yet to weather a perfect … Continue reading

You, Your Financial Well-Being and the Federal Reserve

March 20th, 2018 Marc Rittersporn/ After nearly a decade of leaving the federal funds rate at zero percent, the time finally came on December 16, 2015: The U.S. Federal Reserve (the Fed) raised the federal funds rate by 0.25 percent. … Continue reading